A latest NITI Aayog report has revealed that at least 30 percent of the population or 400 million people, called the ‘missing middle’, are deprived of any financial security for health. In order to achieve Universal Health Coverage (UHC), NITI Aayog in its report ‘Health Insurance for India’s Missing Middle’ has said that expansion of health insurance or assurance coverage is a necessary step. It has been said in this report that, an estimated 20 percent of the population or 25 crore people have health insurance and private voluntary health insurance. The report further states that, the existing coverage gaps